Which risk covers injuries to individual workers on a job site?

Workers' Compensation Insurance specifically addresses injuries to individual workers on a job site. It provides financial and medical benefits to employees who are injured or become ill as a result of their job duties. This type of insurance is crucial in protecting both employees and employers; it ensures that workers receive help for their medical expenses and lost wages while preventing employers from being sued for negligence related to workplace injuries.

The nature of Workers' Compensation Insurance is that it covers a broad range of work-related injuries and illnesses, making it essential for compliance with workplace regulations and promoting a safer work environment. By ensuring that injured workers are compensated without the need for litigation, this coverage fosters a more positive relationship between employees and employers while facilitating faster recovery and return to work for injured individuals.