What type of liability risk covers employee injuries caused by occupational diseases?

The correct choice pertains to Employer's Liability, which specifically addresses injuries and diseases that employees may suffer as a result of their work environment or job duties. This type of insurance is designed to cover claims made by workers who may not be fully compensated under their employer’s workers' compensation insurance, particularly in cases of negligence or certain occupational diseases.

Employer's Liability is particularly important because it encompasses situations where the employer might be found liable for an employee’s injury or illness, especially if it can be demonstrated that the employer did not provide a safe working environment or failed to comply with regulations designed to protect workers.

In contrast, workers' compensation primarily addresses the benefits available to employees for work-related injuries and illnesses, providing medical care and lost wages without assessing fault, while general liability typically covers third-party claims and auto liability deals with vehicle-related incidents. Therefore, Employer's Liability is the most appropriate coverage for injuries caused by occupational diseases, as it bridges the gap when workers' compensation may not fully cover situations arising from employer negligence.